Guarantor Loans

Apply for a guarantor loan

How is a guarantor loan different to any other type of loan?

Guarantor loans are ideal if you have either a poor credit history, no credit history or if you have been refused a main stream non guarantor loan. With this type of loan you have a much greater chance of being approved for a loan. A guarantor provides the lender will less risk and therefore this makes them more willing to borrow to poor credit people.

How much can I borrow?

Each lender has their own lending limits, however you can generally borrow between £5,000 and £10,000 over 1 – 5 years. How much exactly you can borrow will depend on your application, credit profile, affordability, and your guarantor.

What type of guarantor do I need?

Your guarantor can be anyone who is willing to co-sign the agreement with you. They must be willing to take on the loan in the event that you were not able to repay it back. The most popular type of guarantor is usually a family member or a very close friend or trusts you.

Do you borrow money yourselves?

No, we are not a lender. We act as brokers and comparison experts who search and compare all the suitable loans on the market. This gives us the opportunity to apply for any loan and lender who is offering the best interest rates. We deal with all the major guarantor loan providers and also have some exclusive deals with a range of lenders. We use comparion websites and go direct to lenders to find you the best deals. Here you can see a selection of some of the loans and lender within our panel.

What happens if I lose my job and can no longer afford the loan?

If you were lose your job and stopped making the repayments on your loan then the guarantor would be responsible for making the payment going forward. Therefore it is very important that your loan guarantor fully understands the responsibilities of being a guarantor, and what they will be responsible for in the event you didn’t or couldn’t repay the loan.

What are the application requirements for guarantors?

  • Over the age of 21 or 23 for some lenders
  • Be in fully time employment
  • Have a good and clean credit history
  • Proof they can afford the loan in the event the main borrower was to default on the loan
  • ID and UK citizenship
  • No CCJ’s or bankruptcy

Do you accept bad credit applicants?

Yes, this is what we specialise in. Guarantor loans are great for those who have a low credit score or a history of adverse credit. Rates start at around 47% APR for most guarantor loans. The actual rate you pay will be explained and quoted after we have recieved your application back.

How do I apply for a guarantor loan?

Visit our contact us page and get in touch. We’ll send you an application pack and we can get started right away.

Guarantor Loans

Amigo loans   georgebanco   Glo guarantor loans

Our promise

We promise to work hard to find the best loans for our clients. We'll search and compare all the market to ensure we know when have found the cheapest loan.

We'll work quickly to ensure your application goes throughout smoothly and without any issues. We'll deal with the lender and help you gather all your application information together and check your ID proof of income and and paper work.

We promise to answer your questions and get back to you on any issues within 2 hours in office hours 9am - 8pm Monday - Friday.


Warning: Late repayment can cause you serious money problems. For help, go to